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Hermelinda Heddy
Hermelinda is 52 years old and single. She lives in the city of Ica, and is a friendly, hard-working, enthusiastic woman. She has worked hard her entire life to try and get ahead. Unfortunately, due to her lack of economic resources and the need to begin working young, Hermelinda was unable to pursue a professional career as a nurse.

On her own initiative, Hermelinda works as a field worker in a farm near the city. She works about ten hours every day and she believes that her dedication is paying off. Hermelinda is very grateful for the microloans through Kiva. Thanks to this loan, she will be able to improve her home by to reinforcing her walls. This will allow her to keep working and fighting to achieve her larger dream of running her own store.
View original language description ↓
Hermelinda es una mujer de 52 años, es soltera, vive en la ciudad de Ica, ella es una persona muy amable,trabajadora y entusiasta, que dedica todos sus esfuerzos por salir adelante; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Hermelinda no pudo estudiar la carrera profesional de Enfermería.
Por iniciativa propia, Hermelinda trabaja como obrera de campo en un fundo agrícola de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su dedicación.
Hermelinda se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada mejorará su vivienda, ya que desea reforzar las paredes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una tienda de comercial.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 152
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Hermelinda Heddy strengthen the walls of her home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 28, 2013
Currency Exchange Loss:
Sep 20, 2014