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Les Rachets De Dilaire Group
In this Group: Filsaime, Nelta, Rosina, Nelta, Micheline, Manes*, Roselie, Dieumaine, Mariehelene, Roselene, Jocelyne, Venise, Kettelyne, Marckendy*, Lourdie, Vesta, Dieudonne, Aliana, Jeanlouis, Lucita, Mirlene, Lisette, Myrlande*, Celestin*
* not pictured
Filsaime lives in the town of Trou du Nord in Haiti, where electricity is scarce and water supplies are very limited. He is a baker, and he has been running his own bakery for six years. He wants to use this loan to stock up on flour, butter, eggs, and other baking products. He hopes that this loan will help him to achieve his goal of expanding his business.

Filsaime has stated that his main challenge is the lack or repeat customers. His main objective is to bolster his activity, and his dream is to buy a motorcycle to deliver his baked goods.

Filsaime is married with 15 children, and he is the coordinator of the group “Les Rachets de Dilaire”. The other group members are seeking loans for businesses such as the sale of charcoal, rice or fish.
Filsaime habite dans la ville de trou du nord d’Haiti où de l’éléctricité est rare et de l’eau est très limitée. Il a dirigé son business pendant les 6 dernières années, Il est le boulanger et a une boulangerie.

Il voudrait utiliser cet emprunt pour investir dans l’achat de la farine, le beurre, les œufs, entre autres produits. Filsaime espère que cet emprunt l’aidera à agrandir son business. Il est marié il a 15 enfants. Il est le coordinateur de son groupe Les Rachetes de Dilaire.

Des autres membres de Les Rachetes ont besoin d’un emprunt pour tels commerces comme vendre du charbon, du riz et du poisson. Filsaime dit que son défi principal est manque d’acheteur constant . Il dit que ses buts principals sont l’augmantation du bussiness. Son rêve est l’achat d’une moto pour transporter les pains.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 0
    View loans »
    Haiti Loans Fundraising
  • $2,134,325
    Funds lent in using Kiva
  • 43.4
    Haiti Gourdes (HTG) = $1 USD