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María
María’s a very hardworking, honest person with good moral and spiritual values. She works taking care of her home and cultivating the land alongside her life companion. They are both people who have liked to work very hard since childhood to provide sustenance for their family and so that they will lack nothing. To head to her farmland she and her life companion must walk 30 minutes and ford the river since their farmland is on the other side. She’s had three children but they no longer live with her; all are working. She’s currently 41-years-old.

She comes from a family of very scarce economic resources; they all had to work in order to provide sustenance at home. This is how she learned the agricultural chores. Also, in order to earn extra family income she makes snacks on days when there are soccer games in the local community field.

The requested loan is to buy manure and fertilizer for the corn and bean crops because she has 7,000 square meters planted which generates a substantial cost in agricultural supplies. However, if she’s able to buy them all at once she saves a little money and time because she can get them cheaper and only has to take one trip to buy them because she lives in a rural zone with very bad roads and no public transportation; she has to pay a vehicle in order to make the trip with her purchases.

She hopes that her efforts won’t be in vain and to obtain a good crop yield of grains because this will be of great economic help to her during the season when it’s not possible to cultivate. She’d like to get to know her grandchildren and to be able to see them grow up in a world where they can live healthfully free of problems and that they become working people in the communities where they live.
View original language description ↓
Doña María es una persona muy trabajadora y honesta cuenta con valores morales y espirituales, se dedica a los oficios del hogar y a cultivar la tierra junto a su compañero de vida, ambos son personas que desde su niñez les ha gustado trabajar muy duro, para llevar el sustento a su familia y que no les falte nada. Para trasladarse a sus cultivos ella junto a su compañero de vida tienen que caminar 30 minutos y se tienen que atravesar el río; ya que sus cultivos están del otro lado, ella ha tenido 3 hijos pero ya están viviendo separados de ella, todos trabajan. Actualmente ella tiene 41 años de edad.

Ella proviene de una familia de escasos recursos económicos y tenían que trabajar todos para llevar el sustento a la casa, de esta manera es como ella aprendió las actividades agrícolas. Además, para colaborar con un ingreso extra para la familia hace ventas de antojitos los días que hay partidos de futbol en la cancha de la comunidad.

El crédito solicitado es para la compra de abonos y fertilizantes para el cultivo de maíz y frijol, ya que tiene cultivada 7,000 metros cuadrados y esto les genera un buen gasto en insumos agrícolas, pero si los compra de una sola vez, tiene un pequeño ahorro en dinero y en tiempo; ya que le sale mas barato y solo hace un viaje para comprar, debido a que la zona donde vive es rural y las carreteras están en mal estado no hay transporte publico así que tiene que pagar un vehículo que le realice el viaje con las compras.

Ella desea que sus esfuerzos no sean en vano y obtener una buena cosecha de granos; ya que esto le ayudara mucho en la economía para la temporada donde no se puede cultivar, desea conocer a sus nietos y poder verlos crecer en un mundo donde puedan vivir sanamente, libres de cualquier problema y que sean personas de trabajo en la comunidad donde ellos residen.



Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 657
    View loans »
    El Salvador Loans Fundraising
  • $22,073,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped María to buy agricultural supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 23, 2013
Listed
Aug 28, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014