Update on Nyekplola EssenamEssenam is 32 years old and is married to an electronics technician. They are the parents of two children.
Essenam is a hairdresser and runs a hairdressing salon in front of her family home. She complements the hairdressing activity with the sale of hair extensions and women's clothing. She started this business some time ago and loves her job because it it provides income enabling her to contribute to the family's needs.
She hopes to modernize her workshop and continue to be able to support the family.
Previous Loan DetailsEssenam is 29 years old and married to an electronics technician. Both are parents of two children. Essenam is a hair dresser and has a hair salon in front of her family home in Adidogomé. Along with her hair dressing business, she has included commerce in women's clothing. She started this busin... More from Nyekplola Essenam's previous loan »
About Women and Associations for Gain both Economic and SocialThis loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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