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Los Morochucos Group
In this Group: Cirila, Fortunata, Lucila, Yolanda, Lidia, Robertha, Sonia, Cleofe, Olimpia, Bertha, Graciela, Sonia, Antonia
View original language description ↓
The Morochucos community bank is a group of partners from a number of towns, such as Chanquil, and Papachacra. All of the partners work in the cheese industry in Cóndorccocha, where cars stop on their way to the south of Ayacucho.


Lidia H. has a cheese business, selling approximately 200 cheeses each day. Lidia also buys cereals and fruits to sell in Ayacucho. Lidia wants to strengthen her already successful business so that she can earn enough for her children to continue studying and become professionals. Lidia's dream is to purchase land and move her family to the city of Ayacucho to give her children better opportunities. At the Community Bank Lidia learned to save, to love herself, and to value herself as a person.


Sonia Alarcón sells cheese every day. She also sells shoes and clothing, as well as notebooks during the school year. Sonia wants to improve her grocery store so that she can help her children continue their education. Sonia would like them to become professionals, as she herself never had the opportunity to finish school. She thinks that life holds many surprises, but Sonia knows that with her savings she and her son can get ahead. Sonia used to think that only men attended school, but now she’s seen that women can also work hard and come out on top.


Bertha C. owns two small stores. She also sells cheese and buys cereals. Bertha would like to improve her store so that she can send her children to school so that they become professionals. Bertha wants to save to secure her business. She says, “Sometimes luck doesn’t last long in a business. At the community bank I learned to save, to love myself and to value myself as a person. I also take out loans without people speaking badly of me”.

Translated from Spanish by Sarah Bishop, Kiva Volunteer.




El Banco Comunal los Morochucos, es una alianza D. socias D. distintos lugares, como Chanquil, Papachacra entre otros, que se dedican al negocio D. Queso en lugar denominado Cóndorccocha, este lugar es un paradero D. carros que van con destino al sur D. Ayacucho como Cangallo Huancapi, Vilcashuaman, Quirobamba, Huancasancos, Puquio.


Lidia H., tiene un negocio D. Queso, venD. a diario aproximadamente 200 quesos. También realiza L. compra D. cereales y lleva para Ayacucho y trae frutas para vender.
Lidia, quiere mejorar su trabajo hasta este momento le va bien pero quiere seguir capitalizándose un poquito mas y hacer estudiar a sus hijos para que sean profesionales, quiere ir a L. ciudad D. Ayacucho para darles mejores oportunidades a sus hijos. Lidia, quiere ahorrar para comprar un terreno en Ayacucho, ese es su sueño.
En el bancomunal Lidia a aprendido a ahorrar, a quererse y valorarse como persona.


Sonia Alarcón, venD. quesos todos los días. También venD. zapatos y ropas, en época escolar venD. cuadernos
Sonia, quiere mejorar su tiendita D. abarrotes, ayudar a hacer estudiar a sus hijos para que sean profesionales ya que elL. no tuvo oportunidad D. estudiar.
Piensa que L. vida da muchas sorpresas, pero sabe que con sus ahorros pueD. salir adelante junto a su hijo.
Sonia, antes pensaba que solo los varones estudiaban pero ahora ha visto que las mujeres también pueden trabajar y salir adelante.


Bertha C., tiene dos bodegas. También venD. queso y compra cereales.
Bertha, quiere mejorar su tienda, hasta este momento le va bien pero quiere hacer estudiar a sus hijos para que sean profesionales. Quiere ahorrar para tener bien seguro su negocio, elL. dice: “Talvez L. suerte D. su tienda no le dure mucho tiempo. En el bancomunal he aprendido a ahorrar, a quererme y valorarme como persona, también recibo préstamos sin que L. gente hable mal D. mí”.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,999,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Morochucos Group's $1,150 loan helped a member the partners need different loan amounts. Some need 400 soles, some 100 soles. Together they are asking for a total of 3,200 soles in loans to the Community Bank.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 2, 2008
Listed
Aug 18, 2008
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2009