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Muhabbat is a homemaker and her children's only hope. She is divorced and raises her two children by herself. She completed secondary school, but was not able to go to a university because of her family situation. Instead, she learned to cut and sew women's clothes from a seamstress, and she has now been involved in this activity for more than 15 years. She provides sewing services in her own shop and runs her business by herself, since her children are still young.

Muhabbat has dreamed about renovating her house for a few years now, but she can never save enough money for repairs, as she spends everything to provide for her family. She is requesting a loan of 1,000 USD to buy building materials such as cement and wood. She is awaiting your kindness.
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Мухаббат хранительница очага своего дома и единственная надежда своих детей. Она разведена и сама воспитывает своих 2 детей. После окончания средней школы она не смогла поступить в университет по семейному состоянию. Она научилась у портнихи шитью и кройки женской одежды. Уже более 15 лет она занимается предоставлением услуги швеи. Она имеет свой цех, где она предоставляет услуги швеи. Мухаббат сама справляется с бизнесом, так как ее дети еще не совершеннолетние. Мухаббат уже несколько лет хочет отремонтировать свой дом, но не может сделать сбережения, так как она тратит свои деньги для обеспечения семьи. Она запрашивает займ на сумму 1000 долларов США для покупки строительных материалов, как цемент, древесина и т.п. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 184
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Muhabbat to buy building materials such as cement and wood to repair her house.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 1, 2013
Currency Exchange Loss:
Oct 1, 2013