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Gulsara
Gulsara is 50 years old, married and raising three children together with her husband. Gulsara has higher pedagogical education, and works at the village school as a Russian language teacher. Her husband is also a teacher.

As an additional income for her family, Gulsara works with livestock breeding and field crop cultivation, after having started 30 years ago with the purchase of livestock for 2,000 som (KGS). Thanks to Gulsara's persistent work, her farm currently has one dairy cow, four bulls and also a plot of land of 2.20 hectares. Here she grows peppers, beans and clover every year. The monthly income is 12,000 som (KGS).

With an aim to further develop her business, Gulsara turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) to increase the number of livestock through purchasing two heads of cattle. Gulsara plans to invest the income from the loan in further increasing the number of livestock, and to save money for building a house.
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Гулсаре 50 лет, замужем, вместе с супругом воспитывают 3 детей. У Гулсары - высшее педагогическое образование, работает в сельской школе учителем русского языка, супруг тоже преподаватель. В качестве дополнительного дохода для своей семьи Гулсара занимается животноводством и полеводством, стартовав 30 лет назад, с покупки скота на 2,000 сом KGS. Благодаря упорному труду Гулсары, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова,4 бычка, а также имеет земельный надел размером 2,20 ГА, на которой ежегодно выращивает: перец, фасоль и клевер. Ежемесячный доход составляет 12,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гулсара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на увеличение поголовья скота за счет покупки 2 голов крупного рогатого скота. Доходы от кредита Гулсара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на стройку дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,100
    Average annual income
  • 119
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,078,175
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,075 helped Gulsara to purchase cows.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 23, 2013
Listed
Sep 1, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014