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Update on Adjowa

Adjowa is 34 years old and has two children aged six and ten, who both go to school. Her husband is a driver by trade.

For four years, Adjowa has been trading charcoal and firewood. She would like to increase her supplies and be able to buy in larger quantities. To do this, she is requesting a loan from WAGES.

Adjowa will save her profits in order to provide for her family’s essential needs.
View original language description ↓
Adjowa a 34ans, elle est mère de deux enfants âgés de 6 et 10ans et qui vont tous deux à l'école. Son mari exerce la profession de chauffeur. Adjowa est depuis 04 ans revendeuse de charbons de bois et des bois de chauffage. Elle voudrait augmenter son stock et pouvoir acheter en quantité plus importante ses marchandises. A cette fin, elle sollicite un crédit auprès de WAGES. Adjowa a prévu d'épargner les profits qu'elle réalisera dans le but d'assurer les besoins vitaux de sa famille.

Previous Loan Details

Adjowa is 33 years old and the mother of two children, five and nine years of age, both of whom are in school. Her husband is a driver by trade. Adjowa has been selling salt for three years. She would like to expand her stock and be able to buy in larger quantities. With this goal, she is seeking... More from Adjowa's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Togo

  • $1,500
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,803,250
    Funds lent in using Kiva
  • 490.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD