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Ibanda Carpenters Association Group
In this Group: Augustus, Francis, Wilberforce, Deo, Gorden
Ibanda Carpenters’ Association is located on the outskirts of Ibanda Town. The group is comprised only of men who make all kinds of household items.
Francis is a single father who lost his wife in a car accident in 2011. He has five children and also takes care of his sister's two kids because their mother failed to provide their basic needs.

Francis runs a small carpentry workshop with capital of UGX.200,000. He also runs a small retail shop, all of which he does single-handedly. He intends to use the loan money to construct an improved workshop for his carpentry business. He will use some of the money to add stock in his retail shop and the balance to pay school fees for his children.

His main challenge is harsh weather conditions which affect him while working due to poor housing, and thieves who steal his timber at night. Despite all the challenges, Francis is a very hard-working and determined man, who wants to send his children to good schools and provide them with the basic needs.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $31,442,275
    Funds lent in using Kiva
  • 2,576.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Ibanda Carpenters Association Group's $1,375 loan helped a member to buy building materials for constructing a workshop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Aug 31, 2013
Currency Exchange Loss:
May 20, 2014