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Andrea Gissella
The "Union of Women" Community Bank meets every two weeks in the beautiful city of Calceta, a city known by the name "Calceta, without compare" because of the beauty of its women and because for its inhabitants, there isn't a more beautiful city in the world.

Here lives Andrea. She is 28 years old and has a common-law marriage, through which she has two children, ages 5 years and 2 years. The older one goes to school. Her husband is a businessman.

Andrea, to earn something on her own and to help with household expenses, makes her living selling all types of clothing. She sells door-to-door and also from her house, where her most familiar customers come. She works everyday from 8:00 until 11:00, making the most of this time that her son is at school and she only has to take along the younger one. She sells to her customers on credit and collects once a week.

She goes to Guayaquil to buy her merchandise whenever she needs to. She has had this business for more than 5 years, and it gives her a good income.

She is going to use this loan to buy more merchandise, like: pants, blouses and t-shirts. She is going to take advantage of the fact that it is the city festival, and she sells a lot of her merchandise there.

She has taken four loans with the Community Bank, and she likes it for the support they have given her. Her dream is that her children not want for anything.
View original language description ↓
EL Banco Comunal Unión De Mujeres se reúne cada quince días en la hermosa ciudad de Calceta, ciudad conocida con el nombre de “Calceta la sin par” por la belleza de sus mujeres y porque para sus habitantes no hay ciudad más hermosa en el mundo.

Aquí vive la señora Andrea, tiene 28 años de edad, mantiene una relación de unión libre y de esta relación tienen dos hijos de 5 y 2 años de edad, el mayor estudia en escuela. El esposo es comerciante.

Doña Andrea para ganar algo por su cuenta y ayudar con los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa hasta donde llegan sus clientes más conocidos. Trabaja todos los días desde las 8h00 hasta las 11h00, aprovecha que a esta hora esta su hijo en la escuela y solo tiene que llevar al más pequeño, ella deja a crédito a sus clientes y cobra cada ocho días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Lleva más de 5 años dedicada a esta actividad que le deja buenos ingresos.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas y camisetas, ella va a provechar que son las fiestas de la ciudad y allí se vende mucho de su mercadería. Lleva cuatro ciclos en el Banco Comunal y le gusta por la ayuda que le han dado.

Su sueño es que a sus hijos no les falte nada.


About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $925 helped Andrea Gissella to buy pants, blouses and t-shirts.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 7, 2013
Listed
Aug 27, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014