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Svetlana

Update on Svetlana

Svetlana sells women sports clothing. Thanks to the previous Kiva loan Svetlana expanded the assortment of inventory and made good sales. This helped her finish building a boutique and now she has perfect conditions for business.

Svetlana is asking for another loan to buy clothing. This loan will help her expand the assortment of her autumn clothing and offer her customers something new. She plans to travel to the wholesale market and is asking for a loan in the amount of 23,000 hryvnia.
View original language description ↓
Светлана торгует женской спотривной одеждой. Благодаря предыдущему КИВА кредиту Светлана расширила ассортимент товара и сделала хорошие продажи. Это помогло ей достроить бутик и теперь у нее отличные условия для торговли.

Светлана просит предоставить ей еще один кредит на закупку одежды. Кредит поможет ей расширить ассортимент осенней одежды и предложить своим покупателям что-нибудь новенькое. Она собирается ехать на оптовый рынок и просит предоставить ей сумму в размере 23,000 гривен.

Previous Loan Details

Svetlana is married and has adult children. She owns her own business. She sells women's sportswear at the market. Her goods are high-quality and trendy, and she has built a regular clientele. Svetlana's business plan includes the construction of a boutique. Svetlana is seeking a loan of 21,0... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,208,075
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,850 helped Svetlana to increase assortment of inventory for the upcoming autumn season.
87% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2013
Listed
Aug 31, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014