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Nigora
Nigora is a young, attractive, energetic and cheerful woman of 41. She is married and a mother to three children. Their family gets along well. Nigora's husband works as a foreman. It is his primary income but his work is seasonal and in the summertime Usmon's work doubles. Nigora's children are already grown up.

Nigora herself has been working in retail for more than eight years. She and Usmon leave for work in the morning and by evening come home tired, but their children try to help in everything, and their parents are happy in this. Nigora loves to socialize and has a large circle of friends. Despite her employment, Nigora works to devote her precious time to her nearest and dearest. These personality traits support Nigora in her vital activities.

At first, Nigora had a little shop where she sold household goods, but after a few years she broadened her inventory. At the present moment she sells furniture. On hot summer days, when our tasty fruits ripen - watermelon, cantaloupe, various types of grapes, peaches - the wedding functions begin. And a summer table increases the beauty of a wedding function even more. Due to this, Nigora needs to diversify her goods, as the primary gift for newlyweds is furniture. Nigora wants to fill out her selection of merchandise, and needs to purchase more diverse and interesting furniture. For this she requires monetary resources, due to which she has turned to Arvand requesting a loan to purchase furniture. She hopes for your support and conveys her thanks to Kiva and Arvand.
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Нигора молодая, красивая, энергичная и очень жизнерадостная женщина. Нигоре 41 лет. Она замужем и является матерью троих детей. У неё очень дружная семья. Муж Нигоры работает мастером. Это его основной доход. Работа его сезонная и в летний период работа Усмона удваивается. Дети Нигоры уже взрослые. Сама Нигора более 8 лет занимается розничной торговлей. Нигора и Усмон с утра уходят на работу и к вечеру уже приходят уставшие, но дети стараются во всём помогать, и радуют этим своих родителей. Нигора любит общение и у неё большой круг друзей. Несмотря на свою занятость Нигора старается уделять своё драгоценное время своим близким и друзьям. Эти качества характера поддерживает Нигору в жизнедеятельности. По началу у Нигоры был маленький магазинчик, где она продавала хозяйственные товары, но спустя годы она расширила свой оборот. И на данный момент продаёт мебель. В жаркие летние дни, когда созревают наши вкусные фрукты: спелые арбузы, дыни, виноград разных сортов, персики, начинаются свадебные мероприятия. Летний стол ещё больше придаёт красоту свадебным мероприятиям. И в связи с этим Нигоре надо разнообразить свой товар. Так как подарком в основном для молодожён является мебель. Нигора хочет пополнить ассортимент своего товара, ей необходимо закупить больше разнообразной и интересной мебели. Для этого ей нужны денежные средства. В связи с этим Нигора обратилась в Арванд и хочет получить кредит на покупку мебели. Она надеется на поддержку и выражает свою благодарность Киве и Арванд.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

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About Tajikistan

  • $1,388
    Average annual income
  • 300
    View loans »
    Tajikistan Loans Fundraising
  • $28,666,500
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Nigora to buy furniture for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2013
Listed
Aug 30, 2013
Currency Exchange Loss:
Covered
Ended:
Apr 16, 2014