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Francisco Arnoldo
Francisco is a 54 year old man. He went to school up to the second grade. He has 7 children and only one daughter lives with him. She is studying nursing.

He has 35 years' experience. From the age of 12 he learned from his father who did the same work. He also raises cattle and has worked in agriculture all of his life. He gets up at 4 in the morning and travels 1 km to do his work.

The loan he is asking for is to prepare the soil and to buy fertilizer to grow corn. With this he can apply the materials on time, so that the harvest will be good and allow him to ensure the grains for home consumption and to sell.

He is confident he will obtain a very good yield and earnings, since he has two children who will graduate. He wants to support them to the end, since this has always been his dream, along with working with large quantities of cattle.
View original language description ↓
Francisco es un hombre de 54 años de edad, estudio hasta segundo grado, tiene 7 hijos, solo una hija vive con él esta estudiando enfermería.

Tiene 35 años de experiencia en la agricultura, desde que tenia 12 años; lo aprendió a su padre que se dedicaba a lo mismo, también cría bovinos para la venta y toda la vida se ha dedicado a la agricultura, se levanta a las 4 de la madrugada todos los días y recorre una distancia de 1 km para su trabajo.

El préstamo que esta solicitando, es para preparara la tierra y compra de abono para cultivar maíz. Con esto podrá aplicar los insumos a tiempo, para que la cosecha sea buena y le permita asegurar el grano tanto para consumo familiar como para la venta.

Él tiene la confianza de obtener una muy buena producción y ganancias ya que tiene dos hijos por graduarse y quiere apoyarles hasta en las últimas instancias, ya que ese siempre ha sido el sueño de él, y trabajar con bovinos en grandes cantidades.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 748
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Francisco Arnoldo to prepare the soil and buy fertilizer to grow corn.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2013
Aug 26, 2013
Currency Exchange Loss:
May 22, 2014