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Fajardo Group
In this Group: Felicitas, Reynalda, Felipa, Angelica, Lucia Eudosia, Raida, Pilar Otilia, Yuli, Bertha, Alejandra, Ricardina, Leonidas, Gudelia, Norma, Edith, Lidia
View original language description ↓
The Community Bank of Fajardo is maD. up of 16 clients from the Huancapi community, which is in the capital of the Huancapi district in the Ayacucho department. This community is primarily employed in farming cereals and alfalfa.


Raida H. has a small store where she sells office supplies, drinks, fruits, and photocopies. She also has a trout farm and she raises guinea pigs in her home. At the moment Raida has 200 guinea pigs, and the business is going well. At the Community Bank Raida has learned to save, to love herself, and to value herself as a person. She also receives loans easily, and she relaxed with the knowledge gained during the Bank's training sessions. Raida dreams of improving her guinea pig business and sending her daughters to school, even though they are also entrepreneurs. Raida would like to save money to open a poultry shop with her daughters.


Felipa G. sells groceries and hardware. She also buys cereals to sell in Ayacucho. Felipa raises guinea pigs and grows tomatoes and other vegetables to sell. Felipa says that she’s never had the opportunity to save or to take out loans, but in the Community Bank she learned to value herself, to work hard, and to get ahead with her family. Felipa’s dream is to improve her business and buy a car. Her son is graduating from the police academy and with her savings she’d like to send her other children to school.


Lucia Eudosia P. D. Fernández has a small grocery store. She also plants vegetables, and buys tara and suckling pig. At her Community Bank Lucia has learned to treat her customers well, value herself as a woman that has everything. Lucia says that while she is healthy she’ll do everything that she can to achieve her dreams. Her only dream is to save for when she and her husband reach old age, as they are older and their children are fully grown. Lucia would like to have savings available for when she needs them, especially for medical care.


Translated from Spanish by Sarah Bishop, Kiva Volunteer.


El Bancomunal Fajardo esta formado por 16 clientas, pertenece a la comunidad D. HUANCAPI, esta ubicado en el capital D. distrito D. Huancapi, en el departamento D. Ayacucho, esta comunidad mayormente se dedica a la producción D. cereales y cultivo D. alfalfa, y la mayoría D. la gente se dedica al negocio.


Raida H., tiene una pequeña bodega, venD. útiles D. escritorio, bebidas, frutas, también cuenta con una fotocopiadora. Tiene su granja D. truchas y se dedica a criar cuyes en casa hasta ahora tiene 200 cuyes y va bien el negocio. En el bancomunal ha aprendido a ahorrar, a quererse y valorarse como persona, también recibe préstamos con mucha facilidad, se relajo con lo que les enseñan en las capacitaciones.
El sueño D. Raida es mejorar su negocio y tener su granja D. cuyes, hacer estudiar a sus hijas aunque ellas también ya tienen su negocio.
Raida, quisiera abrir una pollería con sus hijas y para eso quiere ahorrar.


Felipa G. , venD. abarrotes y cosas D. ferretería, también se dedica a comprar cereales y llevarlos a Ayacucho. Felipa cría cuyes y siembra tomates y coles para comercializar.
Felipa dice que nunca tuvo la oportunidad D. ahorrar y sacar prestamos, en el Bancomunal aprendió a darse valor, fuerza y salir adelante por sus hijos junto a su esposo.
Su sueño es mejorar su negocio y comprarse un carro. Su hijo esta graduándose D. policía y con sus ahorros quiere que sus demás hijos también estudien.


Lucia Eudosia P. D. Fernández, venD. abarrotes en una tiendita, se dedica a sembrar hortalizas, comprar tara y cochilla.
En su bancomunal ha aprendido a tratar bien a sus clientes, valorarse como mujer que tiene todo, ella dice: “mientras la salud me acompañe haré todo el esfuerzo para poder cumplir mis sueños”.
Su único sueño es ahorrar para su vejez y la D. su esposo, ya son ancianos y sus hijos todos son mayores.
Lucia quiere que sus ahorros estén disponibles para cuando lo necesite, para su salud y otros.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Fajardo Group's $4,875 loan helped a member the partners need different loan amounts. Some need 600 soles, some need 1000 soles, for a total of 13,800 soles for the Community Bank.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 12, 2008
Listed
Aug 18, 2008
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2009