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Eva Herlinda
Eva is a humble woman with strong values who works very hard to get ahead. She has a store in her home where she sells perishable products, such as staple grains, drinks, and candy. She also sells products via catalog and she works as a hairdresser. She does theses different kinds of work to help her husband with the household expenses. Eva lives with her husband and her 82-year-old mother who is completely dependent upon her. Eva currently has a chain-link fence around her house for security, but because of crime in the area she wants to build a strong wall out of brick. She is asking FUSAI for a loan so she will have the money she needs to buy all the materials required to build the wall so her home will be better protected and secure.
View original language description ↓
Eva es una señora humilde de muy buenos valores quien trabaja muy duro para salir adelante. Ella posee una tienda en su casa de habitación donde comercializa productos perecederos como: granos básicos, bebidas y golosinas. Así mismo comercializa productos de catálogo y trabaja como peluquera, dedicándose a diversas actividades para ayudarle a su esposo con los gastos del hogar. Eva vive junto a su esposo y su madre de 82 años de edad quien depende por completo de ella. Actualmente en su casa de habitación, Eva tiene un cerco de alambres para resguardar su casa, pero debido a la delincuencia del lugar ella desea construir un muro conocido como tapial con ladrillo de barro, por lo que solicita un préstamo a FUSAI para contar con el dinero necesario para realizar la compra de todos los materiales necesario para elaborar el muro y de este modo tener un hogar mejor resguardado y seguro.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 693
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Eva Herlinda to buy the materials to build a wall around her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Aug 26, 2013
Currency Exchange Loss:
Oct 25, 2013