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Sirvard is from Sariar village where she lives with her mother-in-law; her husband is now works abroad and tries to support his family financially from afar.

Sirvard has been engaged in the farming business for many years. Agriculture is the main source of her income. Sirvar's farm currently consists of cows, sheep, pigs, and chickens, and she also owns a plot of land where wheat, barley, and potato are cultivated.

Now this hardworking woman has asked for a loan for renovating her old greenhouse. She also plans to cover watering and transportation costs with the loan's help. Sirvard hopes for lenders' support as the loan will greatly ease her problems and she will be able to continue running her farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 113
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,600 helped Sirvard to pay for the renovation of the barn and cover watering and transportation costs.
94% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 30, 2013
Currency Exchange Loss: