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Valentim
Valentim works at a secondary school. He is 27 years and has lived with his partner for four years; they have two young children who are not yet in school.
He will use this loan to buy cement, rebar, sand, and stone to expand his one-room house by building a living room and bedroom.
In addition to his work at the school, he also has a barber's stall at the local market built out of low-quality materials. In the future he would like to rebuild it using better materials. He has no employees, but his brother helps him out.
He says that he would like to honor the payment schedule and that he will request further loans so he can pursue the goals he has set for himself.
View original language description ↓
Valentim é agente de serviço numa escola de nível secundário. Tem 27 anos de idade, vive maritalmente há 4 anos e tem 2 filhos sem idade escolar.
Com o empréstimo ira comprar cimento, ferro, areia e pedra para ampliar a sua casa com 1 sala e um quarto pois agora vive só num quarto.
Além de trabalhar na escola tem uma barbearia no mercado local feita de material precário, por isso no futuro pretende remodelá-la e fazer com material convencional. Não tem trabalhadores mas conta com a ajuda da seu irmão.
Diz que gostaria de honrar com o calendário e que irá pedir mais empréstimos para realizar o plano já traçado.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 65
    View loans »
    Mozambique Loans Fundraising
  • $2,429,250
    Funds lent in using Kiva
  • 29.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Valentim to buy cement, rebar, sand, and stone to expand his one-room house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 29, 2013
Listed
Sep 1, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014