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Hamlet is from Basen village of the Shirak region. He is a hard-working farmer and a lovely father of three children (in the photo).

Hamlet runs a farm which includes 200 sheep and he cultivates wheat, barley, and grass. The gathered harvest is sold in the city market. Hamlet is supporting his family's living by the income from agriculture, so the farming business is very important to him. Years ago, he enlarged the arable land he owned and now he is able to cultivate more.

Unfortunately, in the community where Hamlet lives, there is not much agricultural equipment that will help farmers with cultivation. So, this enthusiastic farmer, with good credit history behind him, has applied to SEF International for a loan.

With the loan's help, Hamlet plans to purchase a plow to support the cultivation process. This will ease Hamlet's work and he will be able to improve his life.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Hamlet to pay for a plow to support the cultivation process.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 30, 2013
Currency Exchange Loss:
Sep 17, 2015