Fredrick is a 32-year-old man. He has two children aged 6 years and 2 years. He describes himself to be God-fearing. He operates a shoe stall where he sells shoes. He has been involved in this business for seven years. His business is located in a good area and his primary customers are regular customers.
Fredrick describes his biggest business challenge to be harsh climate and high costs. He will use the KES 40,000 loan to add stock of shoes for resale. He hopes that in the future, he will be wealthy.