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David is 22 years old, single, and lives in the city of Pisco with his parents and siblings. He is a friendly, hardworking, and enthusiastic man with a great desire to succeed. Unfortunately he was not able to complete his studies as a mechanical engineer like he wanted, due to lack of resources.

David works at a service center, doing oil changes and washing vehicles. He works about 10 hours a day and believes that things are going well for him because of his effort and dedication.

David is grateful to the Kiva lenders and thanks to their help, he will buy a small air compressor that will be very helpful to him in his work. David will continue working and striving to achieve his dream of having his own car wash.
View original language description ↓
David es un hombre de 22 años, es soltero, vive en la ciudad de Pisco con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tiene de trabajar, no ha podido estudiar la carrera profesional de Ingeniería Mecánica que desea.
Por iniciativa propia, David trabaja en un cervicentro arreglando los aceites y lavando las unidades vehículares, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su dedicación y esfuerzo.
David se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada comprará un pequeño motor de aire, el cual le servira de mucho para realizar su trabajo, así pues David seguirá trabajando y esforzándose para lograr su gran sueño de tener su propio lavado de autos.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD