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Flor De Monja Group
In this Group: Efrain , Hermelindo , Reyna , Erasmo , Abel , Gregorio , Eugenio , Fernando , Domingo , Julian , Armando , Bonifacio , Jesus , Santos , German
Bonifacio is 33 years old and is married. He was never able to receive an education, but he supports all five of his children in their studies. He makes a living as a cardamom farmer, a trade he learned while helping his parents on their farm. He now has 17 years of experience in agriculture.

As a member of the group pictured above, Bonifacio plans to use the support from this loan to clean his cardamom crops and hopefully strengthen his farming operation. He hopes to plant more crops in order to expand his farm and generate more income. The other group members also make a living farming cardamom. Though there are 19 group members pictured above, only 15 of them are directly connected to this particular loan.
View original language description ↓
El señor Bonifacio, de estado civil casado, cuenta con 33 años de edad, no curso ni un año de educacion, tiene 5 hijos y los 5 estan estudiando, se dedica a la agricultura, específicamente a la siembra de cardamomo, inició este negocio ayudando a sus padres en el trabajo de agricultura y hasta la fecha lleva 17 años de experiencia.

Organiza un grupo y solicita un préstamo que lo utilizará para la limpieza de cardamomo, espera en el futuro sembrar mas cardamomo para obtener más ganancias,los demás integrantes del grupo se dedican a la siembra de cardamomo. En la fotografia figuran 19 miembros pero solamente a 15 de ellos se les otorgó el préstamo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 76
    View loans »
    Guatemala Loans Fundraising
  • $9,883,175
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Monja Group's $4,750 loan helped a member to clean and tend his cardamom crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 2, 2013
Aug 26, 2013
Currency Exchange Loss:
Jul 30, 2014