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Flor De Mandarina Sachina Uspantan Group
In this Group: Nicolasa , Santos Alberta , Ubaldo, Berta , Yolanda , Maria , Nicolasa , Antonia , Luisa , Santos , Modesta , Esteban , Santos , Paulina , Antonieta
Nicolasa, 26, is married and has six children, three of whom are in school. She wasn't able to attend school.

She makes a living growing cardamom. She started this business when she got married and needed to generate income to help her husband with the household expenses. She has 13 years of experience.

Nicolasa's organizing a group and requesting a loan to clear her cardamom crop.

She hopes to have more acreage of land in the future so she can plant more cardamom. The other members of the group grow cardamom.
View original language description ↓
La señora Nicolasa es casada, cuenta con 26 años de edad, no tuvo la oportunidad de estudiar, tiene 6 hijos y 3 de ellos estan estudiando, se dedica a la cosecha de cardamomo, inició este negocio cuando contrajo matrimonio y tuvo la necesidad de generar ingresos económicos para ayudar a su esposo con los gasros del hogar y hasta la fecha lleva 13 años de experiencia.

Organiza un grupo y solicita un préstamo que lo utilizará para la limpieza de su cosecha de cardamomo, espera en el furuto contar con mas cuerdas de terreno para poder sembrar mas cardamomo. Los demás integrantes del grupo se dedican a la siembra de cardamomo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 68
    View loans »
    Guatemala Loans Fundraising
  • $8,352,425
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Mandarina Sachina Uspantan Group's $4,750 loan helped a member to clear her cardamom crop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 1, 2013
Listed
Aug 26, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 20, 2014