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Tomas is a Kubo Financiero client and this is his story.

Hi my name is Tomas, I am 36 years old, have been married for 8 years but donĀ“t have sons. I sell women's clothes in flea markets, usually working 5 days a week from 7 am to 6 pm. I will use the loan for inventory, by having more product variety I can increase sales. I have been doing this work for the last 20 years and fortunately have been able to grow the business, achieve some financial stability and pay my debts on time.

My biggest accomplishments are buying my apartment, a car and a piece of land. My next goal is building a house.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 60
    View loans »
    Mexico Loans Fundraising
  • $20,015,475
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Tomas to buy inventory.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Aug 30, 2013
Currency Exchange Loss:
Jun 17, 2014