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El Renacer Group
In this Group: Rusbel , Fredy Javier, Perci , Maria Belen, Renzo, Reyna, Wilber, Martin
Reyna belongs to the EL RENACER communcal bank in the province of Cusco.

Reyna is 31-years-old, the mother of four children, and lives with her partner. She divides her days between a business and a job. She raises small animals, such as chickens, and also works caring for elderly people. Reyna has raised animals for some time and thanks to her day-to-day efforts, business is strong.

Reyna is a very responsible and hard-working person, and hopes to continue working at the combination of her business and her elder-care job so she'll be able to keep supporting her family. She is applying for a loan to purchase chickens for her business. She is grateful for the loan and is determined to meet her payment schedule.
View original language description ↓
La socia Reyna pertenece al banco comunal EL RENACER, él banco está ubicado en la provincia de Cusco.
La socia tiene 31 años de edad es conviviente y tiene 04 hijos, la socia alterna sus actividades diarias con el negocio de crianza de animales menores como gallinas, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia a la vez se dedica al cuidado de ancianos, la socia es una persona responsable y empeñosa siendo, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicito el crédito para la compra de gallinas para su negocio.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Renacer Group's $3,200 loan helped a member to purchase chickens for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 25, 2013
Currency Exchange Loss:
Feb 17, 2014