Buena Esperanza Cajata Pampa Group
This loan will benefit the group of small businesses where Carmen is a member. She said that this was their first loan with Pro Mujer and that they joined at the invitation of a Pro Mujer promoter who came to visit her at her house. Currently, she runs a business selling detergents. She learned the business from her father, who loaned her a small amount of capital to start up the business.
This current loan will be used to increase her capital through the purchase of detergents, which she will get from the stores in the city of El Alto, and then sell in her sales location. This work allows her to earn money towards maintaining her home, as she is married and has four children.
When asked what she likes about Pro Mujer, she said that she likes the training that she gets about credit and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Carmen es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de detergentes; da a conocer que este negocio lo aprendió por iniciativa de su padre quien le prestó un pequeño capital para el inicio de su negocio.
El crédito que ahora sacará es para el aumento de capital (compra de detergentes) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones de crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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