Kori Ampara Ii Group
The loan that they are requesting will benefit the small businesses in Rosmery's group. She said that this is their eighth term as part of Pro Mujer, and that they joined at the invitation of a Pro Mujer promoter who came to visit her at her house. Currently, she runs a business selling jewelry. She told us that her children learned jewelry making, and at first, she began to sell these products to support her children's sales, but as she learned more over time, she decided to launch her own independent business.
This loan will be used to increase her capital by purchasing additional material for jewelry, which she will get from the wholesale markets in the city of El Alto. She will then make the jewelry and sell it in her sales space. This work allows her to generate income for her family as she is single and has two children.
When asked what she liked best about Pro Mujer, she said she liked the orientation provided by the credit counselors.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosmery es integrante, ella indica que es el octavo ciclo que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de joyas; da a conocer que esta actividad la aprendieron sus hijos y con el pasar del tiempo ella decidió dedicarse a la venta de este producto para apoyar a la venta a sus hijos sin embargo con el pasar del tiempo ella aprendió este oficio y decidió hacer su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de material de joyería) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para su familia ya que ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan la orientación de las asesoras de crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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