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Elsy Noemy
Elsy is a 33-year-old woman who has a partner and two children, ages 7 and 10, who are studying. She has no education, and her life partner works in agriculture and day labor.

She makes a living in agriculture, as does her life partner. She has been doing this for 15 years, and learned it from her parents. She also provides day labor services on a canal. It takes 10 minutes for her to get to work and she rides a bicycle there. She works from 7:00 am to 11:00 am and receives a salary of $5 a day.

She needs the loan to purchase one bag of corn seed, five sacks of fertilizer, and pesticides, to cultivate her crops. She dreams of having her own home. She also hopes to get her two children ahead academically. Thanks to the loan she will be able to have good crop production, which will generate better income for her family, and with her earnings she hopes to make improvements to their home.
View original language description ↓
Elsy es una mujer de 33 años de edad, esta acompañada, madre de dos hijos de 7 y 10 años los que se encuentran estudiando. Ella no tiene ningún grado educacional, su compañero de vida trabaja en la agricultura y jornaleando.
ella se dedica al a agricultura, al igual que su compañero de vida. Dicha actividad la realiza desde hace 15 años, la cual la aprendió de sus padres, también presta servicio jornaleando en un cañal la cual se tarda 10 minutos para llegar al trabajo y se transporta en una bicicleta, donde trabaja de 7:00 am a 11:00 am y devenga un salario de $5 diarios.

Necesita el crédito para la compra de 1 bolsa de semilla de maíz , 5 sacos de fertilizantes y pesticidas, para realizar su cultivo. Ella sueña con tener su propia vivienda ,ademas espera sacar adelante académica mente a sus dos hijos , gracias al préstamo podrá tener una buena producción en su cultivo el cual le generara mejores ingresos a su familia y con las ganancias espera hacerle mejoras a su vivienda.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 675
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Elsy Noemy to buy a bag of corn seed, five sacks of fertilizer, and pesticide, to cultivate her crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Aug 25, 2013
Currency Exchange Loss:
Dec 17, 2014