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Maria Santos
María Santos is 24 years old. She is married and has four children. Two are in different grades in primary school and the other two are still at home since they are very young. She works in agriculture planting and cultivating corn, beans, cassava and coffee. She learned these activities at a very young age as agriculture is a tradition for her family and her relatives. She was able to complete primary school thanks to the support of her parents.

Agriculture, especially coffee, is a delicate product and if not treated in a timely fashion with the necessary supplies the entire crop can be lost. This is why she has asked for funding through COMIXMUL in order to buy 8 bags of nutrí café, 7 bags of 18-46-0 compost, 6 bags of urea, 7 bags of foliar compost and 3 liters of ALTO 10 SL with which to keep her harvest safe and healthy.

Her goal in the long run is to expand her coffee crops by buying more land, growing a variety of coffee to be more competitive and improving her growing techniques.

Her dream is through her income to provide her family with a better quality of life and offer better study opportunities than she had when she was a youth so that she can send her children to university so they can gain advantages.
View original language description ↓
María Santos tiene 24 años de edad está casada y tiene cuatro hijos de los cuales 2 están en la primaria en diferentes grados de educación y los otros dos en casa ya que están muy pequeños. Ella se dedica a la agricultura en lo que es la siembra y cultivo de maíz, frijol, yuca y café. Ella aprendió dichas actividades en compañía desde muy joven ya sus padres y su familia son agricultores siendo una tradición. Tiene un grado de educación primaria completo la cual pudo cursar gracias al apoyo brindado por sus padres. En la agricultura especialmente con el café es un producto delicado y de no tratarse a tiempo con los insumos necesario puede perderse la cosecha completa.

Es por ello que ha solicitado un financiamiento a la cooperativa COMIXMUL con el cual planea comprar 8 bolsas de nutrí café, 7 bolsas de abono 18-46-0, 6 bolsas de urea, 7 bolsas de abono foliar y 3 litros de ALTO 10 SL con los cuales mantendrá segura y sana su cosecha.

Sus metas a largo plazo son las de ampliar sus cultivos de café con la compra de más tierra, sembrar una variedad de café más competitiva y tecnificar sus cultivos. Sus sueños es mediante a los ingresos darle a su familia una mejor calidad de vida, mejores oportunidades de estudio de las que ella tuvo en su juventud dando la oportunidad a sus hijos de enviarlos a la universidad para que sean personas de provecho.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 21
    View loans »
    Honduras Loans Fundraising
  • $8,478,300
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Maria Santos to buy agricultural supplies for her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 23, 2013
Listed
Aug 25, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2014