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Darwin Antonio
Darwin is 31 year old young man. He has a daughter who depends on him financially and is in school. His wife is a homemaker and doesn’t have a job. They live together in a relative’s house. They are building a small house on the property of his wife’s parents who gave them some land so that they could be independent. Darwin works as a revenue collector for a state agency. He’s asking for this loan to buy zinc sheets, cement, and gravel as well as pay for labor. This will let him finish construction of a room to live in with his family while they build the rest of the house. This project will benefit Darwin and his family, letting them live in their own home.
View original language description ↓
Darwin es un joven de 31 años de edad, padre de una hija que depende de él económicamente quien está en edad escolar, su esposa es ama de casa, no tiene empleo actualmente. Juntos habitan en casa de un pariente, ya que están construyendo una pequeña casa en el patio de sus padres quienes le cedieron una parte de terreno para que pudiera independizarse, Darwin trabaja como colector de ingresos en una institución del estado. Solicita este crédito para comprar láminas de zinc, cemento, arenilla y pago de mano de obra de esta manera podrá culminar la construcción de un cuarto, para asi habitarla con su familia, mientras construye el resto de su vivienda. Con esta obra se benefician tanto él como su familia, habitando en su propio hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,390,325
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,000 helped Darwin Antonio to buy zinc sheets, cement, and gravel and to pay for labor.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Sep 3, 2013
Currency Exchange Loss:
Oct 3, 2013