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Rafael Antonio
Don Rafael is 32 years old. He is married and he has three daughters. His daughters are in school. His wife focuses on housework and taking care of the daughters. Don Rafael has 15 years of experience managing cattle and agriculture. He learned from his father from a very young age. Due to his low economic status, he only studied until sixth grade. Also, he buys and sells cattle. He has to travel between various communities in search of people who want to sell cattle and then he sells the cattle to other customers.

He walks for kilometers through various communities every day in order to find people who want to sell their cattle. If he is able to buy an animal, he has to keep until market day. To take the animals by truck, the trip takes 45 minutes. At the market, he sells the cattle and if he is able to, he also purchases young cows in order to raise and feed them for some time.

The requested loan will be used to purchase five young bulls to fatten on his pasture. He will increase his herd of bulls. This will help him to have more frequent profits. He is planning to save so that his daughters can study and become professionals.
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Don Rafael, tiene 32 años de edad, es casado y a procreado 3 hijas, las cuales estudian; su esposa se dedica al oficio del hogar y al cuidado de las niñas. Don Rafael cuenta con 15 años de experiencia en el manejo de ganado de engorde en repasto y en la agricultura, trabajo que aprendió con su padre, desde que era muy joven, ya que por su bajo nivel económico, no le ayudaron, solo estudio sexto grado. También, se dedica a la compra y venta de ganado, para ello debe andar por varias comunidades en busca de personas que le vendan reses, para después ir a venderle a otros clientes suyos.

Camina varios kilómetros, por varias comunidades, todos los días en busca de personas que quieran venderle sus reses, si logra comprar algún animal, tiene que mantenerlo hasta que llega el día de tiangue, para llevarlos en camión, el viaje tarda unos 45 minutos, ahí vende y si puede también compra novillos, para repastarlos durante algún tiempo.

El préstamo que esta solicitando es, para comprar 5 novillos para engorde en repasto. De esta manera, incrementara su hato de novillos, esto ayudara mucho a que los ingresos sean mas frecuentes. Esta planificando ahorrar, para que sus hijas estudien y sean profesionales.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 574
    View loans »
    El Salvador Loans Fundraising
  • $23,924,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,500 helped Rafael Antonio purchase five bulls to fatten on his pasture.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 21, 2013
Listed
Aug 25, 2013
Currency Exchange Loss:
N/A
Expired:
Sep 24, 2013