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Delicias-25 Group
In this Group: Jhoselin Araceli, Karina Basilia, Anahi
The solidarity group “Delicias-25” consists of three members, all of whom are women. The group coordinator is Sra. Jhoselin. She is 21 years old and has a four-year-old child. Her business involves selling seasonal fruits and she has been doing this for three years. Jhoselin’s loan will be used to buy seasonal fruit in bulk so that she can restock her vending stand.

Sra. Jhoselin is a hardworking young person. This is her only source of income, so she is grateful to Emprender for the support that has been provided. Her vending stand is located in the District of Villa del Carmen, where buses pass through on the way to Los Yungus. Her wish is to have a shop where she can offer a variety of products and increase her clientele. As a result, she can generate more income.
View original language description ↓
El grupo solidario DELICIAS-25 está compuesto por tres integrantes todas mujeres, la coordinadora del grupo es la Sra. Jhoselin tiene 21 años y un hijo de 4 años, su actividad económica es venta frutas según a la temporada, ella se dedica a esta actividad hace 3 años, el destino del crédito es para la compra fruta de la temporada por mayor para surtir su puesto de venta, la Sra. Jhoselin es una persona joven y trabajadora, ya que esta es única fuente de ingresos, se siente agradecido con la institución por el apoyo que se le ha brindado, ella tiene su puesto de venta en la zona de villa el Carmen por donde salen los buses a los Yungas, el deseo de la Sra. Jhoselin es tener una tienda donde pueda ofrecer variedad de productos como también incrementar su clientela para generar mayores ingresos económicos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 204
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Delicias-25 Group's $1,325 loan helped a member to buy seasonal fruits in bulk.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 29, 2013
Aug 26, 2013
Currency Exchange Loss:
Mar 22, 2014