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Lideres De Villa Rica Group
In this Group: Rosa Amelia, Manuel Encarnacion*, Maria Del Pilar, Paulina, Rosa Anabel*, Jesus Daniel, Mida, Luzmila Rosalinda, Elizabeth Margot, Eugenia Lourdes, Marlon Yoel, Elizabeth
* not pictured

Update on Lideres De Villa Rica Group

María is a member of the group “Líderes de Villa Rica” (Leaders of Villa Rica), which consists of 12 responsible members who have been working together for more than a year. They desire to have their own businesses so that they can cover their household expenses.

María decided to open a snack business in which she sells chicken wings, “salchipapas” (sausages and potatoes), and hamburgers. She operates her business every afternoon outside of her home. María is requesting a loan in order to buy supplies such as oil, chicken, bread, potatoes, and cutlery. Her greatest wish is to continue working in a positive manner. María is 46 years old, separated from her spouse, and has five independent children.

The group “Líderes de Villa Rica” appreciates everyone who made this loan possible. In the photo, María is standing on the back row, second from the right wearing an orange turtleneck and a brown jacket.
View original language description ↓
María es socia del grupo “Líderes De Villa Rica” conformada por 12 socios responsables que llevan trabajando más de 01 año juntos. Con los deseos de contar con un negocio propio y de esta manera cubrir con los gastos del hogar María toma la decisión de emprender su negocio de venta de frituras como alita broster, salchipapas y hamburguesas, la cual lo realiza cada tarde en las afueras de su hogar. Solicitó el crédito para la compra de insumos como aceite, pollos, pan, papa y cubiertos. Seguir trabajando positivamente es su mayor deseo. María de 46 años es separada y tiene 05 hijos independientes. El grupo “Líderes De Villa Rica” agradecen a las personas que hicieron posible este crédito. María se encuentra en la parte posterior es la segunda del lado derecho y viste cafarena anaranjada y casaca marón.

Previous Loan Details

Rosa lives with a partner, is 36 years old, and has three children. She is a member of the community bank "Lideres de Villa Rica" [Leaders of Villa Rica]. This group has 14 members who work in different business activities. Rosa works cleaning houses from Monday to Saturday and also sells lingeri... More from Lideres De Villa Rica Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Lideres De Villa Rica Group's $5,225 loan helped a member to buy oil, chicken, bread, potatoes, and cutlery.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 26, 2013
Currency Exchange Loss:
Jan 17, 2014