This is Patrick O., he is 35 years old and lives in Nimba, a County in Liberia that shares a border with Guinea and Cote D’Ivoire. Because of its status as a border county, trade is the primary activity in the region. The town also has the second highest population in Liberia.
Patrick O. is married and has three children aged between 7 and 16. They are presently in school and live at home. He finished 12th grade then decided to start his business. For the past three years he has been running a shop which sells fashionable clothes in the local market. He has a lot of customers and makes lots of profit every day. He is requesting a loan to purchase more fashionable clothes such as jeans, T-shirts, and blouses for his business. He plans to expand his business and send his children to a good quality school.