Kaboneza is the adviser of the business group Plamedi, a senior entrepreneur, experienced, and the mother of 5 children who all attend school. Her partner is an artisan carpenter.
Kaboneza is a shoe seller. Additionally, she also sells jewelry. She displays these articles at her stand along the street. She began her business with her own funds received from her family (specifically, her brother in law.) Later, she received a loan from the IMF Hekima.
Kaboneza has been in this business for about 3 years. This new loan will allow her to purchase 20 pairs of shoes and some smaller precious objects (chains, rings, jewelry, etc.). With this, she hopes to grow her business, and educate and feed her children. Finally, she sincerely thanks Hekima for their support in microcredit of small entrepreneurs.
La cliente Kaboneza est conseillère du collectif d’affaire « Plamedi», senior entrepreneur, expérimentée et mère de 5 enfants qui étudient. Son conjoint est un artisan menuisier. La cliente est vendeuse des souliers.En plus, elle vend aussi de bijoux. Elle installe ses articles à son point de vente, au long de la rue. Elle commença ses affaires avec son fonds propre reçu de son familier (alors son beau frère). Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a environ 3 ans qu’elle exerce cette activité. Ce nouveau crédit va lui servir d’acheter 20 paires de souliers et quelques petits objets précieux (chainette, bagues, bijoux, etc.). Ainsi, elle souhaite accroitre son entreprise, scolariser, nourrir ses enfants. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.