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Residing in the Kien Svay district of Kandal Province, Penh is 65 years old and married. Penh has struggled to make a living through farming rice and growing corn. Penh has been engaged in his business for 34 years and is able to earn up to $9 per day. However, he is able to save only $5 per day after deducting all related expenses.
Penh has been with VisionFund for three cycles. Now, he is applying as a fourth-time borrower with VisionFund to pay for his son's university fees for the remaining three years. He hopes that the loan will enable him to keep his son in the university to pursue his degree so he can find a good job after graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 264
    View loans »
    Cambodia Loans Fundraising
  • $38,016,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,300 helped Penh to pay for her son's university fees.
62% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Sep 20, 2013
Currency Exchange Loss: