This group of women sells sundries such as firewood, condiments, fish, etc. To increase the size of their operations, the members decided to join the Soro Yiriwaso loan program. They are on their fifth group loan.
Aminata is the member of the group standing in second position from the left. She plans to use the loan to buy cartons of all kinds of fish. She gets her products in Koutiala. She then retails for cash either at home or at the market to a diversified clientele.
While other members of the Dambe group expect an average profit of 20,500 FCFA each during this loan cycle, Aminata expects to achieve 25,000 FCFA.
In addition to repaying the loans they use some of the income to meet personal expenses and increase their stock supply.
Ce groupe de femmes fait le commerce d’articles divers tels, le bois de chauffe les condiments, les poissons, etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur cinquième prêt de groupe.
Aminata est un membre du groupe debout en 2eme position à gauche.
Elle compte utiliser son prêt pour acheter des cartons de poissons de toutes sortes. Elle se procure de ses articles à Koutiala. Elle vend en détail et au comptant à la maison et au marché et à une clientèle diverse.
Tandis que les autres membres du groupe Dambe comptent réaliser un bénéfice moyen de 20 500 CFA chacune au cours de ce cycle Mme Aminata compte réaliser 25 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnel et augmenter son fond de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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