Paul is 31 years old, married with 4 children and only 2 attend school. He operates a small retail business as a source of income to look after the family and also practices agriculture for commercial and home consumption on a small scale basis.
Paul approached UGAFODE for a loan of ugx.1,000,000(One million Ugandan shillings) to restock his retail business. This will help him meet the demand in the area since there are a few retail shops in the area and the population is quite high.
Paul's dreams are to construct a permanent residential house using proceeds from the business and to educate the children. However, his major challenges are those who buy on credit and never pay as well as the seasonality in business which affects his cash flow. Paul is a hardworking and honest person. He thanks Kiva lenders for the vision of supporting the poor.