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Almira is 49 years old. Together with her husband they are raising two children. In 2003 the spouses started a business selling mobile phones using an amount of 20,000 som (KGS) as a starting capital. They were able to build the business and have regular customers. Almira has an average monthly income in the amount of 20,000 KGS. Because of her hard work in the business the spouses where able to buy a store in the town's center. With the goal to further grow and expand their business Almira has come to the microfinance bank Bai Tushum and Partners for a loan in the amount of 80,000 som to increase the sale of goods. Almira plans to invest the income from the loan into growth and expansion of her business and also improve the financial situation of her family.
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Альмире 49 лет. Совместно с супругом воспитывают двоих детей. В 2003 году, супруги начали бизнес в торговле сотовыми телефонами, используя в качестве стартового капитала сумму в 20,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Альмира имеет среднемесячный доход в сумме 20,000 сом (KGS). Благодаря упорному труду в бизнесе, супруги смогли купить магазин в центре города. В целях дальнейшего увеличения и расширения своего бизнеса, Альмира обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на увеличение товарооборота. Доходы от кредита Альмира планирует вложить в увеличение и расширение своего бизнеса, а также улучшить материальное благосостояние семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 85
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $1,650 helped Almira to buy mobile phones in wholesale for resale.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Aug 29, 2013
Currency Exchange Loss:
Sep 28, 2013