Mrs. Yen's Group
Mrs. N. Thi Yen (ID: 09050051), aged 39, is an energetic and optimistic woman. She and her husband have two young healthy sons. In addition to farming at home, Mrs. Yen breeds silkworms and sell their products, which help her family earn a fairly stable amount of income each month. Mrs. Yen started requesting for loans in the previous round and finished paying back the loan. In the next round of loan, Mrs. Yen would like to borrow 4.256.000 VND to invest in her business. Other members of her group include:
-Mrs. N. Thi Tam (ID: 09050054) would like to borrow a loan of 3.808.000 VND to invest in breeding silkworms.
-Mrs. N. Thi Hue (ID: 09050056) would like to borrow a loan of 3.808.000 VND to run the business in the market.
-Mrs. N. Thi Binh (ID: 09050058) would like to borrow a loan of 3.808.000 VND to purchase facilities to raise pigs.
-Mrs. N. Thi Viet (ID: 09050023) would like to borrow a loan of 3.808.000 VND to collect and resell refuse.
Translated from Vietnamese by Khoa N., Kiva volunteer.
chị Ngô thị Yến năm nay 39 tuổi, MS 09050051 chị là một phụ nữ rất năng động và tích cực,chồng chị là một cán bộ nhà nước. hai vợ chồng chị sinh được 2 cháu trai rất mạnh khoẻ. Chị ở nhà vừa làm ruộng, lại đi buôn bán thêm một số sản phẩm từ nghề làm tơ, nên mức thu nhập của gia đình cũng khá ổ định. Chu kỳ trước chị Yến tham gia vay vốn và trả rất tốt, chu kỳ này chị đăng ký vay ở mức 4.256.000 VND để lấy vốn đi chợ. Trong nhóm chị có các thành viên sau:
About SEDA:The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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