Check out some available loans that are similar to this one!
Maria
Maria is 49 years old, lives in the city of Barranquilla, with her spouse and has 3 children between the ages of 18 and 25. Maria works in commercial activity, to generate income that help sustain her home. She has been selling feminine and masculine clothing for 5 years.

As a certified professional public accountant, Maria manages her business very well and her initiative arose in order to generate income to support a quality education for her children. Once she ceased to be employed, she took the money from her settlement and a contribution from her father, and began to create her independent income. She invested in commodities and sold them among her co-workers and by being referred by them.

The products that she offers are jeans, blouses, shirts, bermuda shorts, etc. selling on credit and cash to a customer base that has built slowly. She makes purchases in the city of Medellin, where the main textile industries are located, and in the Department of the Atlantic when there are offers that cannot be denied, because she earns a little more with their products. Her biggest goal is to acquire her own place and her biggest challenge is to exist in the mall where there is a lot of competition. Because of this, she works Monday to Sunday in order to generate more profit and ensure better family welfare.

She is currently applying for a Kiva loan, first financed by Fundación Mario Santo Domingo, to buy casual and active clothing for men and women. Her investment will help to increase her working capital and renew the merchandise that she keeps on display. It will attract customers, and this is precisely the success of your investment.
View original language description ↓
Maria de 49 años de edad, habita en la ciudad de Barranquilla, con su cónyuge y tiene 3 hijos en las edades d e 18 a 25 años. Maria realiza una actividad comercial, para generar ingresos que apoyen el sustento de su hogar, vendiendo ropa femenina y masculina, desde hace 5 años. Como contadora pública- profesional, Maria maneja muy bien su negocio y su iniciativa surgió con el fin de generar ingresos que apoyaran una educación de calidad para sus hijos. Por eso una vez dejó de ser empleada, tomó el dinero producto de su liquidación y un aporte de su padre, y empezó a generar sus ingresos autónomos, invirtiéndolo en mercancías y vendiéndolas entre sus compañeras de trabajo y referidos por estos. Los productos de su oferta, son los shores, jeans, blusas, camisas, bermudas, que vende a crédito y de contado a una clientela, que ha construido poco a poco. Ella hace sus compras en al ciudad de Medellín, donde están ubicadas las principales industrias textiles y en el departamento del Atlántico cuando hay ofertas a las que no se puede negar, pues le gana un poco mas a sus productos. Su meta mas adelante es adquirir un local propio y su mayor desafío es mantenerse en el centro comercial, donde existe mucha competencia. Por eso trabaja de lunes a Domingo, con el fin de genera mucha mas utilidad y asegurar un mayor bienestar familiar. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará vestidos para damas y caballeros, deportivos y casuales. Su inversión ayudará a aumentar su capital de trabajo y a renovar la mercancía que mantiene en exhibición, para atraer a su clientela y esto es justamente el éxito de su inversión.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $6,070
    Average annual income
  • 297
    View loans »
    Colombia Loans Fundraising
  • $13,971,825
    Funds lent in using Kiva
  • 1,925.6
    Colombia Pesos (COP) = $1 USD
Expired
A loan of $1,300 helped Maria to buy clothing for women and men, active and casual wear.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 16, 2013
Listed
Aug 24, 2013
Currency Exchange Loss:
Possible
Expired:
Sep 23, 2013