San Luis Group
This loan will benefit the small business owners who are members of Vicenta's group. Vicenta reports that she has been involved with Pro Mujer for 18 months. She joined at the invitation of a friend who was already a member. Currently, Vicenta runs her own fruit stand. She learned this trade from working alongside her mother in the family business before she decided to open her own fruit stand.
She will use this loan to increase her capital (to buy fruit). She will buy the fruit at wholesale to later sell at her fruit stand. This form of work allows Vicenta to generate resources for her family. She is married and has four children.
When asked what she likes about Pro Mujer, she answers that she likes the orientation from credit advisors.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Vicenta es integrante, ella indica que hace diez y ocho meses que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de frutas; da a conocer que esta actividad la aprendieron de su madre, ya que ella apoyaba en el negocio familia, posteriormente decide emprender su propio espacio de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de fruta) que adquirirá de las vendedoras mayoristas y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para su familia ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan la orientación de las asesoras de crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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