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Flor Idalma
Doña Flor completed her primary school education through the sixth grade. She is the mother of a daughter who lives with her and goes to school. Flor and her husband devote their time to growing coffee. He was the one who taught her how to work the land and now she has plenty of experience to help him throughout the entire process, from planting to harvesting and all aspects in between. They own the land that they cultivate and it is located 10 kilometers from their house. They must travel by motorcycle every day. When it is time to prune or harvest the coffee beans, they get help from all of their family members.


Flor is requesting a loan so that she can buy 15 quintals of compost (1 quintal = 46 kg), 10 quintals of urea, 10 quintals of 20/20 fertilizer, and 180 cans of coffee seeds for planting a new crop. The other supplies for her crop are already covered, as well as the necessary maintenance.


In the future, Doña Flor plans to buy a vehicle for transporting her products and farming supplies. This will enable her to avoid paying for transportation since she can keep more profit and minimize her costs. As a mother, she wants her daughter to fulfill her dream by going beyond the level that she and her husband were able to accomplish. Flor wants her daughter to finish her university education, pursue a specialty in which she can become a successful professional, and become a better person.

View original language description ↓
Doña Flor tiene un nivel de educación primaria completo cursado hasta el sexto grado, es madre de 1 hija la cual vive con ellos y estudia. En compañía de su conyugue se dedican al cultivo de café siendo el quien le enseñara a trabajar la tierra teniendo mucha experiencia en el cultivo de café apoyándolo desde la plantación hasta el tiempo de corte en todo los aspectos. La tierra que cultivan es propia la cual está ubicada a 10 kilómetros de distancia de su casa de habitación a la cual viaja en motocicleta diariamente. Llegada la hora de corta o recolección del grano se involucran todos los miembros de su familia.

Ella ha solicitado un financiamiento para la compra de 15 QQ de abono, 10 QQ de urea, 10 QQ de 20/20 y 180 latas de café grano los cuales sembrara para una nueva plantación y los otros insumos para que su cultivo este protegido y con la asistencia y mantenimiento necesario.

Doña Flor para el futuro le gustaría comprar un vehículo para poder trasportar su producto e insumos agrícolas evitando pagar para su traslado ya que de esa forma ella obtendría más ganancias y minimizaría los costos. Como madre ella desea que su hija cumpla su sueño de llegar más allá de donde ella y su esposo pudieron, quiere que se culmine en la universidad estudiando una especialidad que la haga una excelente profesional y una mejor persona.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Flor Idalma to buy farming supplies for her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 21, 2013
Listed
Aug 25, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2014