The loan they are taking out will benefit the entrepreneurs who are members of the group along with Marisol. Marisol says that she has been with Pro Mujer for eight years. She became involved at the invitation of her mother, who is a partner with the institution. Now, she has her own sewing workshop. She learned this business by working in another workshop, and she later decided to open her own shop.
The loan she is taking out now is to increase her capital to purchase fabrics from the best shops. She will then create products and sell them in her commercial space. This work allows her to generate resources to maintain her family, because she lives with her family and has two children.
When asked what she likes about Pro Mujer, she says that she likes she likes the health and credit training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marisol es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de taller de costura; este negocio lo aprendió porque trabajaba como operaria en un taller, posteriormente decide emprender su propio espacio de costura.
El crédito que ahora sacará es para el aumento de capital (compra de telas) que adquirirá de las tiendas mayoristas y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener su familia, ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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