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Isabel, the mother of three children, lives with their father, her husband.

Since they are living in a home under construction, she is requesting her 19th loan. This loan is to continue building her bathroom and a cesspool. She will use this loan to buy tiles, cement, concrete blocks, and plumbing materials.

Isabel is one of Esperanza International Dominican Republic's entrepreneurs who came to the organization almost ten years ago for a loan to expand her business, a small bakery, in which she produces homemade bread to sell to their neighbors. It also produces income she uses to help her family, to reinvest, and to make loan repayments. She lives in a slum area in Samana.

Esperanza International Dominican Republic is running a program in which most of its clients pay back their loans, fulfill the commitment to expand their businesses, and show reliability in their groups. They can request loans to improve their house structure, while implementing their business loans and attending group meetings.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,374,650
    Funds lent in using Kiva
  • 42.3
    Dominican Republic Pesos (DOP) = $1 USD