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Alba Luz
Alba is a hardworking and responsible individual. She is 39 years old, married, and has no children. Her husband works as a security staff person.


Alba has been managing a bakery for 12 years. She learned this type of work when she and her sister used a small oven for baking. They made bread for household consumption. Later on, Alba decided to make bread for the residents of her community in addition to her own family so that she could generate income. Now her bread production has increased steadily and she has employees who live in the same community and work in the bakery.


Her loan will be used to buy flour, sugar, yeast, eggs, and other supplies for making bread. This enables her to provide daily sustenance for many people who must get up early in order to leave for work. Alba hopes to increase her production and use the profits to repay the loan and cover her financial needs. She plans to recoup her investment as quickly as possible so that she can settle this debt. Later on, she would like to obtain another loan so that she can improve the facilities within her bakery as well as the living conditions for her small family.

View original language description ↓
Alba, es una persona muy trabajadora y responsable, cuenta con 39 años de edad, casada, no tiene hijos y su esposo se trabaja como agente de seguridad personal.

Por su parte ella, se dedica a la panadería desde hace 12 años, aprendió este trabajo con su hermana horneando en una cocina pequeña con horno, hacían pan para el consumo de la casa.

Luego, decidieron elaborar pan, ya no solo para consumo familiar, sino para los habitantes de la misma comunidad y generar ingresos a su familia. Ahora, la producción de pan ha aumentado progresivamente y tiene personas de la misma comunidad trabajando en la panadería.

El crédito será destinado a la compra de harinas, azúcar, levadura, huevos, entre otros insumos para la elaboración del pan. Que es el sustento diario de muchas personas que madrugan para irse a trabajar temprano.

De esta manera se espera incrementar la producción y sus ingresos para pagar el crédito y solventar sus necesidades económicas.

Alba piensa en recuperar su inversión lo más pronto posible, para solventar la deuda del crédito y luego, de ser necesario sacar otro crédito para mejorar las instalaciones de su panadería. Además las condiciones de vida para su pequeña familia.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 722
    View loans »
    El Salvador Loans Fundraising
  • $26,289,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Alba Luz to buy flour, sugar, yeast, eggs, and other supplies for making bread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 29, 2013
Listed
Aug 24, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014