Pricesitas Del Amor Group
This loan will benefit small entrepreneurs such as Sra. Claudia. She says that she joined Pro Mujer seven years ago after receiving an invitation from a friend who is a member of the organization. Claudia currently has a sewing business in which she makes sweaters. She started this business after she learned her knitting technique and now her business has been a great help.
The loan she is receiving now will be used to increase her capital for buying wool, which she will acquire from the wholesale vendors in the city of El Alto. She will then use the material to make the products she sells from her retail space. Working in this manner enables her to generate income to support her family. Claudia is married and has three children.
When asked what she likes about Pro Mujer, Claudia said that she enjoys obtaining credit as a group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Claudia es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura de chompas; este negocio lo emprendió porque conocía la técnica de tejido y fue un gran apoyo.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito en grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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