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Velba
Velba is a single mother, 40 years old, and is a housewife and farmer. She is a very hardworking woman, a real fighter and mother of four, three of whom are in homes except for the one younger than 13. In the company of her her spouse, they make their living growing corn, beans and coffee and also vegetables. She learned this activity thanks to her siblings and her parents, making them farmers by family tradition. The land that she works was left to her by her parents - it is cultivated with coffee, vegetables and fruit trees.

She rises daily in the morning to carry out the different activities like cleaning, fertilizing, maintenance, irrigation, etc. She dreams about growing her coffee production and obtaining more economic income to be able to help and support her son in his studies and in everything that he needs so that he can graduate from the university. In turn, he will be able to improve his lifestyle and level of education.

It is for this that she fights daily to be able to achieve her dreams and her goals and leave her family a strengthened inheritance and a land where they, with time, will be able to work. For this she has asked for a loan in the COMIXMUL cooperative, with which she will buy 6 bags of nutrí café [fertilizer], 5 bags of "18-46-0" fertilizer, 6 bags of urea, 5 bags of foliage, 5 liters of 10 SL high, 5 bags of "12-24-12" fertilizer and 5 bags of coffee formula. These will help her plants and give a better and bigger protection so that at the end the harvest is a success.
View original language description ↓
Doña Velba es una madre soltera de 40 años de edad la cual es ama de casa y agricultora, una mujer muy trabajadora, muy luchadora y madre de 4 de los cuales 3 están en hogares a parte y un menor de 13. Ella en compañía de su conyugue se dedican al cultivo de maíz, frijol y café como también la hortaliza actividad que aprendió gracias a sus hermanos y sus padres siendo ellos agricultores por tradición familiar. El terreno que ella trabaja fue heredado por sus padres el cual esta cultiva do con café, huertas y árboles frutales levantándose diariamente por la mañana para realizar las diferentes actividades como limpieza, abono, mantenimiento, riego, etc. Ella sueña con crecer en su producción de café y obtener mejores ingresos económicos para poder ayudar y apoyar a su hijo en sus estudios y en todo lo que el necesite para que pueda llegar a graduarse de la universidad y así pueda mejorar su estilo de vida y su nivel de educación.

Es por ello que diariamente lucha para poder cumplir sus sueños y sus metas y dejar a su familia un patrimonio fortalecido y un terreno donde ellos con el tiempo puedan trabajar. Para eso ella ha solicitado un financiamiento en la cooperativa COMIXMUL con el cual comprara 6 bolsas de nutrí café, 5 bolsas de abono 18-46-0, 6 bolsas de urea, 5 bolsas de foliar, 5 litros de alto 10 SL, 5 bolsas de abono 12-24-12 y 5 bolsas de formula cafetalera con el cual asistirá a sus cultivos y dará una mejor y mayor protección para que al final de la cosecha sea un éxito.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Velba to buy supplies for her coffee plants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 21, 2013
Listed
Aug 23, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2014