Miguel is 36 years old, he is married and has a young son. He makes his living selling used clothing at his point of sale which is located in the San Basilio area of the city of Santa Cruz.
This is loan is part of his first loan cycle with the communal bank. Miguel will use the loan to buy bundles of used clothing for his business, he is seeking the loan due to a lack of capital. Miguel faces challenges in his business as there are many people who perform this activity in the area. He will use the profits to continue improving his sales spot. His dreams for the business are to have a range of stock to offer a variety of products to his customers. Miguel is a hardworking person, he is happy and grateful to the communal bank for the help given as this is the only activity which enables him to support himself and his family. Miguel finds himself in the company of his family in the photograph.
El Sr. Miguel tiene 36 años, casado tiene un hijo pequeño, el se dedica a la venta de ropa de segunda mano, en su puesto de venta que se encuentran ubicado en la zona de San Basilio de la ciudad de Santa Cruz, este préstamo es su primera secuencia dentro de la institución, El Sr. Miguel va a usar este préstamo para la compra de fardos de ropa de segunda mano para su negocio, su razón para solicitar este préstamo es falta de capital, El Sr. Miguel enfrenta retos en su negocio que son la competencia ya que hay muchas personas que se dedican a esta actividad por la zona, va a utilizar los beneficios en seguir mejorando su puesto de venta, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes, El Sr. Miguel es una persona trabajadora, se siente feliz y agradecido con la institución por el apoyo brindado ya que esta es la única actividad que le permite mantenerse y mantener a su familia. En la fotografía el Sr. Miguel se encuentra en compañía de su familia.
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