Maa Durgani Self Help Group
The lady sitting in the middle of the photograph is Puspalata. She is a 34-year-old woman living with her husband and her only child. For ten years, Puspalata’s husband has been working as a farmer to support his small family. His income is not sufficient to support the family. So Puspalata is helping her husband by working with him and being involved in the mushroom cultivating business. She has five years of experience in this business. She has requested a loan to buy more mushroom seeds, straw, and other raw materials and to repair her space where the mushrooms are cultivated, so that she can add to her family’s income.
Puspalata says that by selling mushrooms, she can support her family and she can send her child to a good school; through that, she can provide a better education to her child. The other members of the group Maa Durgani Self Help Group are involved in fish selling, agriculture, and retail stores.
Important note about this loanDue to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
About People's Forum
People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!