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Mumtaz is a 43-year-old married woman and the mother of three children. She is motivated to provide all life’s conveniences to her family members. She has been successfully running a small general store with her husband at the corner of her house. She offers variety of goods for daily use, including groceries and cleaning products. She has retained many customers who regularly shop at her store, and she makes enough to provide for her family. To make her store better stocked, she has applied for a loan of PKR 20,000, which she will use to buy grains, oil and sugar. In this way, she will be able to meet the increasing demand consistently. She wishes to use part of her revenues to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 362
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 103.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Mumtaz to buy stocks of grains, oil and sugar to sell in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Aug 29, 2013
Currency Exchange Loss:
Sep 17, 2014